The opening of money talk

One of my resolutions this year is to save more money. My target actually was RM1k/month or RM10k/year. Kind of lenient with myself due to raya preparation.

However, these past couple of months I failed to do so. The main reason was I had to lend the money. Yup, for 2 months in a row. Well, I could simply refuse to lend the money but isn't it good helping others. Even though still feel a bit disturbed thinking on when will I get the money back. Hmm... so far takde bunyi pun :(.

Ok this morning, I calculated my total saving.. ~RM360 to reach RM75k! So basically I have RM70k. I don't know whether it can be considered much for people like me, or little, or just average. At the age of 37, how much saving should you have? My friends never discuss about this. But I have a friend who said that at this age, we couldn't save much. So how much is much??

Ok back to my own saving, forget about others' savings, I hope to have RM100k before when I reach 40. So about RM25k in 3 years. That's RM8.5k/year. Not much, but will not be easy too if I'm not determined enough & set the goal clear. That's why I wrote this post. I have to be strict with my own expenses. Maybe just forget about traveling & splurging for these couple of years.

However, currently I'm reading a book where in the book it stated that our saving is ours but it's unnecessarily our rezeki. It's not our rezeki until we actually spend it & get benefit from it. So I don't want to be so strict either until I become kedekut with myself & worse, people around me. Anyhow, even though I'm the one who saved the money, but with Allah's will. May Allah ease the way & bless my goal :).